Estimated Cost of Attendance (COA)

The cost of attendance (COA) budgets at Texas A&M-Commerce vary with enrollment status, housing arrangements, and personal lifestyles.  COA are considered estimates (actual amounts for each student may vary).  COA are used in the process of determine financial need.

Standard student COA budgets are prepared each year and reported to the Texas Higher Education Coordinating Board (THECB). COA budgets are used in determining a student's financial need. Budgets are constructed for students living on-campus and living off-campus. Each standard expense budget includes cost components defined by law. 

Cost components that may be included in the standard student COA budgets are:

  • The tuition and fees normally assessed a student carrying the same academic workload. This includes costs of rental or purchase of equipment (including equipment for instruction by telecommunications), materials, or supplies required of all students in the same course of study.
  • An Allowance for books, supplies, transportation, and miscellaneous personal expensesThis can include a reasonable amount for the documented rental or purchase of a personal computer.
  • An allowance for room and boardThe living on campus allowance is the average costs associated with on-campus housing and the various meal plans available.
  • An allowance for costs expected to be incurred for dependent care.  Students incurring the costs of dependent care in order to attend classes can submit documentation of such expenses from the day care provider.
  • An allowance for the one time direct costs of obtaining a first professional license or certificate for students who are enrolled in a program that requires such professional licensure or certificationThis is a one time allowance. Examples for allowable costs are fees charged to take a licensing exam and costs of applying for and obtaining the license or certification. The costs must be incurred during (not after) a period of enrollment.
  • For study abroad programs approved for credit the reasonable costs associated with the study abroad program.
  • For a disabled student, an allowance for expenses related to the student's disability.  Such expenses include special services, personal assistance, transportation, equipment and supplied that are reasonably incurred and are not paid for by other agencies.
  • For students engaged in a work experience through a cooperative education program, an allowance for reasonable costs associated with such employment.
  • For students receiving loans, the loan fees required to receive the loans. Loan fees associated with private educational loans can be included only if the fees are charged during the period of enrollment for which the loan is intended.
  • For on-line courses the COA includes the costs of tuition and fees, books and supplies, if not already included in the cost of enrollment. If there is a required period of residential training, the COA can also include an allowance for travel, an allowance for room-and-board costs specifically incurred for the period of residential training.
Adjustments to components of the COA over and above those indicated will need to be documented and explained in full before any adjustment can be made.