Financial Aid Consequences for Total Withdrawal

If you are considering completely withdrawing from all your classes, you need to know how this can affect your financial aid and much more.

Satisfactory Academic Progress (SAP)

If you do not meet SAP standards, you will lose your financial aid eligibility.  Students that completely withdraw or cease attendance, will be placed on financial aid suspension and will not be eligible for financial aid for upcoming semesters. 

For more information regarding Satisfactory Academic Progress.


A student who receives financial aid and withdraws from the University may be required to repay all or part of the aid awarded. An application for withdrawal from the University must be initiated in the Office of Registrar

As part of this withdrawal process, students may be required to secure approval from the Financial Aid Office. The Office of Financial Aid & Scholarships will determine if the student must repay all or part of the aid awarded.

Calculation of repayment is made at the time of withdrawal by determining the amount of aid the student was awarded, the amount of awarded aid the student earned, and ultimately the amount of awarded aid the student did not earn that must be returned to the aid program(s).

Excess funds will be returned in the following order:

  1. Unsubsidized Federal Stafford Loan Program
  2. Subsidized Federal Stafford Loan Program
  3. Federal PLUS Program
  4. Federal Pell Grant Program
  5. Federal SEOG Program
  6. Other Title IV Aid
  7. Other State Aid
  8. Miscellaneous Aid

If the amount disbursed to the student is less than the amount the student earned, and for which, the student is otherwise eligible, he or she is eligible to receive a Post-withdrawal disbursement of the earned aid that was not received.


1. TAMUC begins to release financial aid 10 days* prior to the 1st day of classes for a semester. Students who withdraw from all courses from the first day financial aid funds are released to Student Accounts through the last day prior to the 1st day of classes must repay all financial aid disbursed for the semester.

2. Students who withdraw from all courses starting with the 1st day of a semester will have their financial aid reviewed to determine what federal financial aid was or was not earned for the semester. Federal Refund and Repayment calculations must be performed for students receiving Title IV Federal Aid who officially withdraw from all courses, drop all courses, and/or are expelled, take an unapproved leave of absence, or fail to return from an approved leave of absence prior to the 60% date of the term.  All unearned aid must be returned to the federal aid programs as determined by the Federal Refund and Repayment calculations.  In order to avoid repayment, students must maintain enrollment for at least through 60% of the semester.  (Please note that different requirements apply to maintain Financial Aid Satisfactory Academic Progress.)

*Due to the format of the Organizational Leadership Program, financial aid for students in this program are not part of the 10 day prior release rule.